15% OFF USE CODE: TREAT15 💸 *excludes LUXE & Toy Collection


seen an outfit you love but payday hasn't rolled round yet? you no longer need worry about items selling out before you get paid, simply leave a 20% deposit and then pay the rest off within 8 weeks! it really is that easy.

at Ruby & Ralph we appreciate the cost of keeping your little one(s) looking stylish which is why we're proud to offer the option of spreading the cost of your cart via our easy payment plans.

payment plans are completely interest free and hassle free, simply leave a deposit to secure your item(s) and have the remaining balance automatically leave your account whenever you like!


how does it work?

  • shop online and click the  button on the cart page. 
  • sign in to your partial.ly account, or sign up for an account if you don't yet have one. partial.ly are a trusted third party who enable us to offer you flexible payment plans.
  • choose your deposit amount. this can be anything from 20% to 50%.
  • choose your payment frequency. this can be anything from every 1 week (8 payments) to every 4 weeks (2 payments). all payment plans have up to 8 weeks to be paid in full, however you can choose to shorten the plan time if preferred.
  • proceed to checkout and enter your debit/credit card information - this is the card that will be charged automatically until your payment plan has been fully paid.
  • read the terms - this will give you full details of how much you will be charged and on what date(s).
  • enter your full name to sign the contract.
  • click "process down payment".
  • congratulations! you have successfully created your payment plan with Ruby & Ralph and will be charged automatically according to your chosen payment frequency for up to 8 weeks until full payment has been paid.
  • your order will be dispatched via your chosen method as soon as full payment has been made.

please note - if plan is not paid by the end of the 8 weeks your deposit and any payments made will be lost. if your plan defaults due to excessive missed payments it is your responsibility to contact us and arrange payment of the outstanding amount.

partial.ly payment plans are not the same as klarna buy now, pay later


we understand that circumstances can change, or sometimes you just change your mind! that's why we allow up to 48 hours to cancel your payment plan with no charge. any plans cancelled outside of 48 hours will see the deposit lost, plus any payments already made.


unfortunately we cannot amend a payment plan once the contract has been signed.


if you wish to add another item, we ask that you open another payment plan.


if you wish to cancel an item, you will need to pay off the plan in full, then we will issue a credit note (if cancelled within 48 hours of opening the plan we will issue a refund).


your payment plan will be shipped once the balance has been paid in full. we always aim to have items shipped within 5 working days. 



of course, you can make a payment whenever you like! simply log-in to your partial.ly account and click the "make a payment" button.